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Do you want to apply for the Bank of Ireland Aer Card and don’t know if it’s worth it? Then this article is for you, as you will understand everything it has to offer.
We’ll go from the benefits of the Bank of Ireland Era Card, to the extra features you’ll have access to with it. In this way, you will understand how to use the card, being able to decide if it pays off for the use you intend to make.
You will also see the step-by-step guide to apply for the Bank of Ireland Aer Card, one of the best options in the financial market. That is, you will see a complete analysis of it. All in 5 minutes, let’s go!
What is the Bank of Ireland Aer card?
The Aer Card is a credit card launched by the Bank of Ireland (BOI) in partnership with Aer Lingus, the country’s leading airline.
It was created with a well-defined target audience: people who travel frequently, whether for work or pleasure, and who value benefits related to boarding, VIP lounges and airline tickets.
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The more you use the card on a daily basis, the more advantages you receive when it comes time to travel.
So, the Aer Card is a kind of club card, great for those who take advantage of all the advantages, but perhaps expensive for those who don’t travel much.
05 Key Benefits of the Bank of Ireland Aer Card
1. Fast-track e priority boarding (Bank of Ireland Aer Card)
Nothing more annoying than wasting time in security or boarding lines, right?
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With the Bank of Ireland Aer Card you receive two annual fast-track and priority boarding passes on Aer Lingus flights.
Thus, it can quickly pass through control and still guarantee priority boarding. For those who travel a lot, this simple detail makes all the difference in comfort and practicality.
2. Access to Aer Lingus lounges
Traveling is smoother when you can wait for the flight in a comfortable environment.
The Aer Card offers two lounge passes per year at the Irish airports where Aer Lingus operates.
In these exclusive rooms, there is Wi-Fi, drinks, snacks, and a space to relax.
It’s the kind of benefit that changes the experience before boarding, especially on long or tiring trips.
3. Family Travel Insurance
Traveling worry-free is a luxury, but here comes the multi-trip travel insurance included in the Aer Card.
It covers the holder and family on international trips, including winter sports, which are usually left out in common policies.
4. Two round-trip tickets to Europe (Bank of Ireland Aer Card)
The Aer Card offers two free round-trip tickets to Europe, after reaching €5,000 in annual spending.
Of course, you still have to pay fees and taxes, but the value of the benefit far exceeds the monthly fee of the card.
It is a gift for those who travel frequently and can plan expenses strategically to take advantage of this reward.
5. Avios points program
With the Aer Card, every purchase earns you Avios points, the currency of the Aer Club programme.
On Aer Lingus purchases, you earn 1 Avios per euro spent, while at other outlets you receive 1 Avios for every €4.
These points can be redeemed for airline tickets, upgrades, hotels, and car rentals.
Additional Bank of Ireland Aer Card Features
1. Full control through the app (Bank of Ireland Aer Card)
The Aer Card comes with support for 365 Online, an application that allows you to freeze or unfreeze the card, check the PIN and even ask for a replacement in case of loss.
This level of autonomy will put you in control, without having to call call call centers.
2.. Contactless payments
Another interesting feature is compatibility with Apple Pay and Google Pay, allowing you to pay just by bringing your cell phone or smartwatch closer.
For those who are always running between flights, meetings or appointments, this convenience eliminates the need to carry a wallet or enter PIN on small purchases.
4. Attractive introductory offer
For new customers, the Aer Card is an interesting choice:
- 0% interest on purchases for 6 months;
- 0% on balance transfers for 7 months.
This gives you time to organize finances, plan trips and start using the card without feeling the immediate weight of interest.
Free additional cards
Another point that draws attention is that you can request up to three additional free cards, paying only the annual government stamp of €30.
This allows the family to share the benefits of the Aer Card, especially the accumulation of Avios in a single account.
Bank of Ireland Aer Card Fees, Costs, and Interest
Firstly, the Aer Card charges a monthly fee of €6.50, plus a flat government tax of €30 per year. That is, even before using the card, it already has an annual cost close to €110.
On purchases in euros, there is no extra fee, but in foreign currencies a commission of 2.25% applies.
In terms of interest, purchases have a rate of 14% per year, with a representative APR of 22.7%.
Cash withdrawals cost even more: 21.36% per year, in addition to a minimum fee of €2.54 per operation.
Compared to other cards available in Ireland, the Aer Card is not the cheapest, but it is not the most expensive either.
How to Apply or Aer Card (Bank of Ireland Aer Card)
If after reading the review, you believe it is the card for you, see the step by step below:
- Check eligibility: you must be at least 18 years old and have a minimum income of €16,000 per year;
- Register or link to Aer Club: it is mandatory to redeem the rewards;
- Fill out the online form: just go to the Bank of Ireland website and enter your information in the register;
- Submit the documents: valid ID (passport or driver’s license), PPS, proof of address, and proof of income;
- Wait for approval: you can receive a response within 1 business day; new customers may take a little longer.
- Activate and link the card: only after activating in the Aer Card portal and connecting to Aer Club do you start seeing the rewards.
Conclusion
In the end, the Bank of Ireland Aer card is a great card for those who travel frequently with Aer Lingus and can reach the annual spend of €5,000. In addition to having advantages, such as free tickets, lounges, fast-track and travel insurance.
However, if you are the type who travels only once a year or prefer other airlines, the benefits may not justify the fees. In this case, credit cards with cashback Ireland are more interesting.