Get to know the best personal finance apps Singapore and find out how to optimize your financial management with the best tools on the market.
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We seek not only to introduce you to the best personal finance apps Singapore, but also to show you all the features of each one.
That way, you can choose the best personal finance apps Singapore that best suits what you are looking for. Keep reading and learn about all the best app options for financial management.
1. Dollarbird (Best personal finance apps Singapore)

At first, Dollarbird is a financial calendar that makes it simple to use your money to pay bills. Its main features are:
- Intelligent AI: The app uses artificial intelligence (AI) to learn from your spending habits and predict the consequences of your actions in the future, showing whether you will have a positive or negative balance;
- Joint budget: You can set up a shared budget with partners, family members, or even teams. This way, it keeps everyone up to date with how the financial situation is going;
- Pro version: The paid version costs $4.99 per month and has several additional features, such as the creation of up to 20 different financial calendars and the possibility of sharing with up to 3 people;
All in all, Dollarbird is one of the best personal finance apps Singapore that is most worthwhile, thinking about practicality.
2. Spendee
First, Spendee is a financial budgeting app that makes it easy to control cash flow. With a variety of plans, this is another excellent alternative. Let’s see what it has to offer you:
- Spendee Plus ($2.98 per month): In this plan, you can connect unlimited wallets, including cryptocurrencies and e-wallets. You can also manage several coins and share your wallets with a partner or family member.
- Spendee Premium (S$ 8.98 per month): For those looking for more automation in financial control, the Premium plan has the synchronization of bank accounts, making it easier to update and categorize your expenses;
- Free Version: For those looking for a simpler solution, the free version allows you to record your income and expenses, but all done manually.
In this way, the flexibility of the plans and the easy-to-use interface make Spendee an alternative choice for those who want to keep their spending under control.
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3. Money Manager
Money Manager is a famous financial management app that is ideal for those looking for simplicity and efficiency. Its main features are:
- Calendar view: The calendar function allows you to review your expenses by day, week or month;
- Detailed charts: The app offers clear and organized charts, categorizing your spending (such as loans, insurance, and recurring expenses);
- Setting budgets: You can set budgets for each expense category, helping you better control spending.
- Automatic debit and card linking: Money Manager allows you to link credit or debit cards, making it easier to keep track of automatic payments and avoid the manual work of recording each due date of debts.
The app has two versions:
- Free version: offers the aforementioned features, but has ads;
- Paid version (S$ 8.98): One-time purchase eliminates ads and allows unlimited use of the app;
Thus, Money Manager is ideal for those who prefer a direct-to-the-point solution, where they can organize everything in just one place.
4. YNAB (Best personal finance apps Singapore)
YNAB (You Need A Budget) is a personal financial control app that focuses on helping you have 100% management over your money. Thus, it helps you prioritize your expenses and create an emergency reserve. Its main features are:
- Smart budgeting: The YNAB interface makes it easy to set and maintain budgets, making tracking spending in real-time and adjusting goals a smooth task;
- Goal Assignment: Every dollar has a goal. Thus, helping to ensure that money is used efficiently;
- Account integration: You can link bank accounts, as well as add transactions manually. Getting a clear view of your money, knowing where you spend the most;
- Continuous support and learning: One of the biggest advantages of YNAB is the dedicated support, including live workshops, online tutorials, and guides. This makes YNAB much more than a simple budget tracker, becoming a financial companion to improve your financial education and daily practice.
Therefore, YNAB is a tool for those looking for a complete change in the way they handle money.
5. Dobin

Is a free app designed to help you save, spend, and control your expenses. Its goal is to ensure that you have a clear picture of your finances and make decisions from the information you will get. Let’s look at the features that help you with this:
- Spending tracking: Dobin links your accounts and cards, allowing for automatic tracking of the month’s spending;
- Adjustment of financial goals: you can adjust your goals according to your financial habits, helping you spend wisely;
- Personalized credit card recommendations: Dobin suggests credit cards that best suit your needs, giving you access to better deals
- Discounts and promotions: Dobin also gathers offers and discounts from various brands, saving you time in the search for promotions;
In this way, Dobin is a complete application that goes beyond just budgeting. It helps you keep track of your finances while also offering personalized recommendations and discounts.
6. MoneyNote (Best personal finance apps Singapore)
At first, MoneyNote is a simple but very efficient application for controlling household accounts. Let’s look at its features:
- Easy Recording of Expenses and Income: The entry screen allows you to record your expenses and income quickly;
- Monthly and annual reports: MoneyNote generates analysis reports so you can check your expenses for the month and year;
- Fixed expenses and revenues: The application allows you to organize fixed expenses, such as rent, electricity bill, among others;
- Export of reports in CSV: You can download your expenses in an Excel spreadsheet in CSV format. So, if you want to share your financial organization with someone, you can do it easily;
In summary, MoneyNote is an alternative for those who want to simplify financial control with an easy-to-use interface.
Conclusion
Based on the above, it is clear that there are several personal finance apps available in Singapore, each with features and functionalities that meet different needs.
For example, if you’re looking for a simple app for expense tracking, Dollarbird and Money Manager are great options. For those who want more detailed management, YNAB will be the best alternative. Spendee and Dobin offer solutions such as cryptocurrency tracking and personalized credit card recommendations.
In summary, choosing the best app depends on your needs, and all options have interesting features that can help you.