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The RBC Avion Visa card is one of the premier credit cards in Canada, offering a robust suite of benefits designed to reward individuals for their everyday spending, particularly those with a passion for travel.
As a part of the Royal Bank of Canada’s suite of credit products, the RBC Avion Visa card stands out for its unique rewards program, offering not just points for purchases, but also access to premium travel perks, purchase protection, and an extensive range of redemption options.
For Canadians who are looking to earn valuable rewards that can be redeemed for flights, hotel stays, or even merchandise, the RBC Avion Visa card provides a flexible and rewarding experience.
Whether you’re an avid traveler or someone who prefers to use their card for daily expenses, this card offers a compelling option to earn points on everything from groceries to travel bookings. Moreover, with the option to combine points and cash for travel redemptions, the RBC Avion Visa card truly enhances its value for frequent flyers and occasional travelers alike.
As we delve deeper into this guide, you will discover the key features that make the RBC Avion Visa card a standout option for Canadian consumers. From its generous reward structure to its travel and purchase protections, there’s much to explore when it comes to understanding why this card may be the ideal choice for you.
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What is the RBC Avion Visa Card?
The RBC Avion Visa card is a premium credit card from the Royal Bank of Canada, designed for individuals who want to earn rewards on everyday purchases, particularly those who travel frequently.
Cardholders can earn RBC Rewards points on all eligible spending, which can be redeemed for a variety of options, including flights, hotel stays, merchandise, and even financial products. This card offers a robust rewards system. Making it an excellent choice for those who want to maximize their spending potential.
In addition to its rewards program, the RBC Avion Visa card comes with valuable benefits, such as comprehensive travel insurance. Including trip cancellation, lost baggage protection, and emergency medical coverage.
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Furthermore, cardholders gain access to select airport lounges, enhancing the travel experience. Notably, the RBC Avion Visa card has no foreign transaction fees, making it a great option for those who travel abroad or shop internationally.
If you searching for a credit card with no fee Canada that offers flexibility and great value, the RBC Avion Visa card might be the perfect fit. With its wide range of rewards redemption options and added travel benefits. This card offers exceptional perks for those who want to earn points and enjoy a premium credit card experience.
Whether you’re planning a trip or simply want to earn rewards on daily expenses, this card provides numerous advantages.
Key Features of the RBC Avion Visa Card
Before diving into the specifics, let’s look at the key features of the RBC Avion Visa card that make it stand out from other credit cards on the market.
1 – RBC Rewards Points
The RBC Avion Visa card known for its attractive reward system. Cardholders can earn RBC Rewards points for every dollar spent on purchases. These points can be redeemed for a variety of rewards, such as:
- Flights with over 150 airlines
- Hotel stays and car rentals
- Merchandise and gift cards
- Financial products, such as statement credits or even investments
In addition to earning points for everyday purchases, there are often special promotions and bonus points events throughout the year. Allowing cardholders to accumulate points faster.
2 – Travel Benefits
One of the most compelling reasons to get the RBC Avion Visa card is the extensive travel benefits it offers. Some of these include:
- Travel Insurance: The card comes with built-in travel insurance coverage, including trip cancellation insurance, emergency medical insurance, and lost baggage insurance.
- Airport Lounge Access: Cardholders can enjoy complimentary access to select airport lounges, providing comfort and relaxation before their flights.
- Avion Rewards Travel Redemption: With Avion Rewards, you can use your points to book travel through RBC’s travel portal. Plus, you can combine points and cash to make booking easier.
These benefits make the RBC Avion Visa a great option for frequent flyers and those who enjoy traveling in style.
3 – Purchase Protection and Extended Warranty
Another reason to consider the RBC Avion Visa is its comprehensive purchase protection. Cardholders enjoy coverage for items that lost, stolen, or damaged within 90 days of purchase. Furthermore, the card offers extended warranty protection, which doubles the manufacturer’s warranty on eligible items.
These features add an extra layer of peace of mind when making big purchases.
4 – No Foreign Transaction Fees
For travelers and those who frequently shop online from international retailers, the RBC Avion Visa offers an attractive benefit. There are no foreign transaction fees. This means that you won’t be charged extra when making purchases in foreign currencies, which can result in significant savings over time.
RBC Avion Visa Card Fees
While the RBC Avion Visa card offers many benefits, it’s important to understand the associated costs. Here’s a breakdown of the card’s fees:
- Annual Fee: The standard annual fee for the RBC Avion Visa is CAD $120. For those who prefer more exclusive benefits, there’s also a premium version of the card, the RBC Avion Visa Infinite. Which comes with a higher annual fee of CAD $120 for the first year, then increases thereafter.
- Interest Rates: The interest rate on purchases made with the RBC Avion Visa is 19.99%. If you carry a balance, this interest rate can add up quickly. So it’s important to pay off your balance in full each month to avoid extra charges.
- Cash Advances: Cash advances come with a higher interest rate of 22.99%, and there fees associated with taking a cash advance, which can add up over time.
Despite these fees, many users find the value of the rewards program and travel benefits to be worth the cost.
How to Apply for the RBC Avion Visa Card
Applying for the RBC Avion Visa a straightforward process, and it can be done online through the RBC website or in person at a local branch. Here’s a step-by-step guide to help you with the application process:
1 – Check Your Eligibility
Before applying, ensure that you meet the eligibility requirements:
- You must be a Canadian resident.
- You must be at least the age of majority in your province or territory (usually 18 or 19 years old).
- You should have a good credit score, as the RBC Avion Visa card is a premium card.
2 – Gather Required Information
The application process will require you to provide some personal and financial information, including:
- Your full name and address
- Employment details and income information
- Social insurance number (SIN) for identity verification
3 – Submit Your Application
Once you have gathered all the necessary information, you can submit your application online or at an RBC branch. If applying online, you will typically receive a decision within a few minutes. Though it may take longer if additional verification is needed.
4 – Activate Your Card
Once your application approved, you will receive your RBC Avion Visa in the mail. To start using it, you will need to activate your card through the RBC online banking system or by calling RBC’s customer service line.
Pros and Cons of the RBC Avion Visa Card
As with any credit card, there are pros and cons to consider before applying for the RBC Avion Visa .
Pros
- Attractive Rewards Program: Earn RBC Rewards points on all purchases, which can be redeemed for travel, merchandise, and more.
- Comprehensive Travel Insurance: Cardholders enjoy valuable travel insurance benefits, including trip cancellation, lost baggage, and medical coverage.
- Airport Lounge Access: Enjoy free access to select airport lounges, making travel more comfortable.
- No Foreign Transaction Fees: Great for international travelers who want to avoid extra fees when making purchases abroad.
Cons
- Annual Fee: The card comes with an annual fee, which may be a deterrent for those who don’t frequently travel or use the rewards.
- High Interest Rates: The interest rates for purchases and cash advances can be high. So it’s important to pay off your balance each month to avoid accruing interest charges.
- Not the Best Option for Those with Poor Credit: As a premium card, the RBC Avion Visa requires a good credit score for approval.
Conclusion
In conclusion, the RBC Avion Visa is a fantastic choice for Canadians who want to earn valuable rewards on everyday purchases. While enjoying premium travel benefits. From earning RBC Rewards points that can be redeemed for flights, hotel stays, and merchandise to enjoying comprehensive travel insurance and access to airport lounges. This card provides exceptional value for frequent travelers and casual spenders alike.
Additionally, its lack of foreign transaction fees makes it an attractive option for those who travel internationally or shop with global retailers.
Moreover, with its flexible rewards redemption options and extensive perks, the RBC Avion Visa stands out among other credit cards available in Canada. Whether you’re looking to boost your travel rewards or simply enjoy added benefits like purchase protection and extended warranty coverage. This card is designed to meet the diverse needs of its users.
The RBC Avion Visa offers the perfect balance of convenience, value, and flexibility. Making it an ideal choice for anyone looking for a credit card that offers more than just basic perks.
If you’re ready to take advantage of all these benefits and start earning rewards with the RBC Avion Visa, visit the official Royal Bank of Canada website to learn more and apply today. Don’t miss out on the chance to enhance your spending experience with a card that rewards you every step of the way.