Anúncios
The search for the Singapore best miles card to get more travel rewards. In a scenario with several options and loyalty programs, distinguishing which card offers the best value for your spending profile requires an objective analysis focused on data.
The market in Singapore offers cards designed to cater to everyone from the occasional traveler to the frequent globetrotter. And identifying the Singapore best miles card for your reality depends on factors such as annual fees, point validity, and conversion rates for local and foreign purchases.
In this article, we will present an analysis of the most popular miles cards in Singapore, using objective conversion data and benefits. You will have all the information to choose the Singapore best miles card that truly pays off, ensuring that your daily expenses are transformed into your next international destination.
Detailing Each Singapore best miles card
1. HSBC TravelOne
The HSBC TravelOne stands out in accumulation outside the country, offering 2.5 miles per S$1 on overseas spending, compared to 1.2 miles per S$1 on local spending.
A strong point is its flexibility, as points can be transferred to 12 airline or hotel programs, and have a validity of 37 months.
Anúncios
The annual fee of S$196.20 is waived in the first year, and benefits include significant sign-up bonuses (such as 20,000 miles upon spending in campaigns).
You will also have 4 annual accesses to VIP lounges, basic travel protection, concierge services, and the possibility of paying for tickets in installments with a reduced fee.
2. DBS Altitude Visa Signature
One of the strongest options in the market, the DBS Altitude Visa Signature consolidates itself among the main Singapore best miles card for having points that never expire, offering peace of mind for long-term accumulation.
Anúncios
It provides 1.3 miles per S$1 on local purchases, 2.2 miles per S$1 on overseas purchases. And a bonus of 3 miles per S$1 on flight and hotel bookings made online.
The annual fee of S$196.20 is waived in the first year, and with each paid renewal, the customer receives a bonus of 10,000 miles.
Additional benefits include 2 annual visits to VIP lounges, basic travel insurance, a wide network of airlines for conversion, and access to promotions on the DBS Travel Marketplace portal.
3. KrisFlyer UOB Card
For the loyal Singapore Airlines (SIA) customer, this is a strong candidate for the specialized Singapore best miles card.
The KrisFlyer UOB Card has an accumulation rate of 3 miles per S$1 on purchases of SIA, Scoot, and KrisShop tickets, packages, and items.
The same rate of 3 miles per S$1 applies to restaurants, delivery services, and app-based transportation. Overseas purchases generate 2 miles per S$1, and other purchases 1.2 miles per S$1.
The main advantage is that miles are credited directly to the KrisFlyer account, but this starts the three-year validity.
The card offers 6 months of interest-free installments for SIA flights, partnerships with Kris+ for accumulation of up to 9 miles per S$1. You will also have discounts on extra baggage/Wi-Fi/SIA seats and the chance to obtain KrisFlyer Elite Silver status.
4. UOB PRVI Miles Card
The UOB PRVI Miles Card is ideal for those seeking unlimited accumulation without requiring a minimum spend.
The card offers 1.4 miles per S$1 on local purchases and a value of 2.4 miles per S$1 on overseas purchases.
Its most competitive point is the 5 miles per S$1 on flight and hotel bookings with selected partners.
Although the annual fee of S$261.60 is higher, it is offset by 20,000 annual loyalty miles upon payment.
Points are valid for two years, but the card stands out for allowing conversion to more than 40 airline and hotel programs. In addition to offering travel insurance coverage for delays and lost luggage. And the possibility of converting points into cashback.
5. Citi PremierMiles Visa Card
Firstly, the Citi PremierMiles Visa Card has a policy of miles that never expire. It is a great attraction, along with the conversion of 1.2 miles per S$1 on local purchases and 2.2 miles per S$1 overseas.
The annual fee of S$196.20 is waived in the first year, and benefits include 2 free annual accesses to VIP lounges via Priority Pass. Not to mention travel insurance with coverage for accidents and delays, and a sign-up bonus (up to 13,000 miles upon spending).
6. Standard Chartered Journey Card
The Standard Chartered Journey Card is a strong candidate to be the Singapore best miles card for everyday spending.
This is because it offers 3 miles per S$1 on supermarket purchases, food delivery, and transportation apps, limited to S$1,000 monthly.
For other categories, the conversion is 1.2 miles per S$1 local and 2 miles per S$1 overseas.
Like other major competitors, its points never expire.
The annual fee of S$196.20 is waived in the first year, and the card provides 2 free accesses to VIP lounges via Priority Pass, 10,000 additional miles upon payment of the annual fee. In addition to basic travel coverage and exclusive promotions with Grab, Deliveroo, and Shopee.
Furthermore, this is a good credit card for foreigners Singapore, widely used by foreigners.
7. Maybank Horizon Visa Signature
The May bank Horizon Visa Signature stands out for its high remuneration in categories. You will receive 3.2 miles per S$1 on spending on food, taxi or Grab rides, public transport, and fuel.
For air tickets and travel packages, the conversion is 2.8 miles per S$1, and 1.2 miles per S$1 on other expenses.
Points are valid for up to 3 years, and the annual fee of S$196.20 is waived in the first year.
Furthermore, benefits include 2 free accesses to VIP lounges, free travel insurance, accident coverage on public transport. Not to mention the possibility of converting points to various miles programs.
Singapore best miles card: Quick Comparison
| Card | Conversion (S$1 Local / Overseas) | Annual Fee (S$) | Points Expiration |
| HSBC TravelOne | ~1.2 / 2.5 miles | S$196.20 (1st year waived) | 37 months |
| DBS Altitude Visa Signature | 1.3 / 2.2 miles | S$196.20 (1st year waived) | Never expire |
| KrisFlyer UOB Card | 1.2 / 2.0 miles | S$194.40 (1st year waived) | 3 years (direct to KrisFlyer) |
| UOB PRVI Miles Card | 1.4 / 2.4 miles | S$261.60 | 2 years |
| Citi PremierMiles Visa Card | 1.2 / 2.2 miles | S$196.20 (1st year waived) | Never expire |
| Standard Chartered Journey Card | 1.2 / 2.0 miles | S$196.20 (1st year waived) | Never expire |
| Maybank Horizon Visa Signature | 1.2 / 2.8 miles (flights) | S$196.20 (1st year waived) | 3 years |
Conclusion
The analysis of the top ten miles cards in Singapore reveals that the ideal choice depends on the synergy between point accumulation and your spending pattern.
Cards like DBS Altitude, Citi PremierMiles, and OCBC 90°N are excellent for those seeking longevity, with points that never expire.
UOB PRVI Miles and HSBC TravelOne stand out for high conversion rates on travel bookings and overseas spending, respectively.
There is no single universal Singapore best miles card. The perfect card is one that, based on annual fee data, validity, and specific bonuses, optimizes the conversion of your daily expenses into travel.
Evaluate whether you prioritize flights with Singapore Airlines or if you need conversion flexibility with multiple partners.